Resident Indians for himself/ herself as an individual or in the capacity of the Karta of the  Hindu undivided family, having Income Tax Permanent Account Number (PAN)..



 Rs. 1,000/- or multiples thereof.

 Maximum Deposit: Not exceeding Rs.1,50,000/ in ayear.

 Rate of Interest

 Rate of interest as applicable to Bank's TDR / STDR.


 Minimum tenor is 5 years and maximum is 10 years

 Premature Withdrawal


 Nomination Facility


 Important Terms

 Tax benefits under section 80C of Income Tax Act, 1961.Tenure: Minimum: 5 years -  Maximum: 10 years. Premature withdrawal: Not permitted before the expiry of five years from the date of issue.